UNITED HOME LIFE INSURANCE COMPANY

United Home Life Insurance has been providing priceless life insurance protection to its policyholders since 1948. Head office address of the company is, 225 South East St Indianapolis IN 46202. Subject belongs to United Farm Family Life Insurance established in 1937. Both companies are in operation since their date of establishments. Subject Company has vast experience and expertise in life and health insurance. On books, company has approximately $20 billion of life insurance at this time. Current financial ratio is one of the basic indicators for any life insurance company. A.M Best has affirmed the United Home Life Insurance as an A- standard which is fourth highest rating in insurance industry.

LIFE INSURANCE PRODUCTS OF COMPANY

United Home Life provides a direct purpose to a small demographic and among the best no exam life insurance companies in those areas. The purpose is to assist customers such as simplified issues. Guaranteed, and graded issues underwriting styles, that they require no exam or verification for their claims.

Under life insurance, company provides three simple types of products:

1)      Express Issue Term 20

2)      Express Issue Term 20 &,

3)      Premium 20

For all three products, no medical test is required for customers. As the name of products, each product show its time period of maturity. Company deals in Term, Whole and Accidental insurance to its consumers. Premier is different from the first two types as it offers return of premium. This premium pays back that you paid for owning the policy only if you kept your policy for 240 months at all. As no medical test is required, they all exercise an instant death benefit, which means that you need to be in at least a polite state of health. If health is a concern, you need to utilize their ranked option, the Express Issue Whole Life insurance, where you’ll have two years graded benefits.

You can’t always predict that will happen in your future life, you can rely on life insurance provided by United Home Life Insurance and United Farm Family Life insurance to provide income tax-free benefits. That will help to relieve the burdens of Expenses Like:

Ø  Day-to-day expenses Ø  Lost income Ø  An outstanding mortgage Ø  Provisions for a special needs child Ø  Credit card balances Ø  Funeral costs

Ø  A car loan Ø  Medical bills Ø  College tuition Ø  Student loans Ø  And other financial responsibilities.

A good life insurance policy protects everyone like; single adults, young families and newlyweds to retirees. You can keep your loved ones financially safe after if you will no more with them.