Berkshire
Hathaway Specialty Insurance Company belongs to The Berkshire Hathaway Group of
Insurance having vast and strong financial records that permit us to estimate
risks, in a danger taking business. Company is in operations since last 7
decades and during this period, it experienced lot of developments. The
Berkshire Hathaway brand has much familiarity with trust, integrity and prudent
risk taking.
Company
provides commercial property, healthcare, casualty, professional liability, executive
and professional lines, travel, surety, programs, and homeowners insurance to
customers worldwide. BHSI has both admitted and non-admitted underwriting
capabilities.
COMPANY PRODUCT LINES:
1. PROPERTY/BUILDING:
Products and Coverage:
·
All Risk Property
·
Single Peril Earthquake,
·
Flood and Windstorm
·
Terrorism
·
Inland Marine
|
Industry Focus:
·
Real Estate Companies
·
Public Entities
·
Financial Institutions
·
Hospital and Health Related Facilities
·
Colleges, Schools & Universities
·
Manufacturing Companies
|
2.
CASUALTY:
Products and Coverage:
·
General Liability
·
Excess Liability
·
Auto Buffers
·
Lead Umbrella
·
Retained Limits
|
Industry Focus:
·
Trucking
·
Sports, Leisure, Entertainment
·
Real Estate & Retail
·
Manufacturing & Distribution
·
Energy & Energy Related
·
Construction
|
3.
ENERGY:
Products and Coverage:
·
General Liability
·
Retained Limits
·
Follow Form Excess
·
Lead Umbrella
·
Builder’s Risk / EAR
|
Industry Focus:
·
Oil & Gas Lease Operators
·
Mining Including Coal, & Metals
·
Gathering and Transmission Pipelines
·
Gas Stations, Fuel Distribution
·
Power Generation
·
Refining &
Processing
|
4.
EXECUTIVE LINES COMMERCIAL & FINANCIAL:
Products and
Coverage:
·
Commercial Crime
·
D&O
·
Side A D&O
·
Excess D&O
·
Fiduciary Liability
·
Fidelity Bonds
·
Employment Practices
·
Financial/Commercial Errors & Omissions
|
Industry Focus:
·
Publicly Traded and Private Owned
·
Banks – Investment Banks, Money Center
·
Commercial Firms
·
Banks, National Banks, Regional Banks
·
Asset managers – Mutual & Hedge Funds,
·
Investment Advisors and Equity Firms,
·
Insurance Companies and Brokerages
|
5.
HOMEOWNERS:
Products
and Coverage:
·
High Value Homeowners on East
Coast
·
Form Flexibility - HO3, HO5
·
Occupancy Flexibility like Primary and Secondary,
Seasonal Homes
·
Owner & Tenant Occupied
·
Named Insured Flexibility - Corporations, Limited
·
Limited Companies, Trusts & Partnerships
|
Industry Focus:
·
CAT Property
|
6.
PROFESSIONAL LINES:
Products and Coverage:
·
Professional Liability
|
Industry Focus:
·
Lawyers
·
Architects & Engineers
·
Accountants
·
Media
·
Real Estate
·
Technology
·
Security and Privacy
·
Miscellaneous Professionals
|
7.
HEALTHCARE PROFESSIONAL LIABILITY:
Products and
Coverage:
·
Healthcare Liability Umbrella
·
Healthcare Excess Follow Form
·
Captive Reinsurance
·
Managed Care E&O: Follow Form
Excess
·
Senior Care Umbrella Excess
|
Industry Focus:
·
Hospitals & Healthcare Systems
·
Physician Groups
·
Care Centers
·
Other Miscellaneous Facilities
·
Senior Care & Aging Services
|
8.
TRAVEL:
Products and Coverage:
·
Travel Convenience Insurance
·
Travel Accident Insurance
·
Travel Agents & Tour Operators E&O
·
Concierge Service
|
Industry Focus:
·
Travel Agents
·
Individual Consumer
·
Tour Operators
·
Airline & Cruise Carriers
·
Online Travel Agents
·
Corporate Travel Agents
|
9.
PROGRAMS:
Products and Coverage:
·
All Risk Property
·
Single Peril Earthquake, Windstorm & Floods
·
General Liability
·
Umbrella/Excess
·
Professional Liability utomobile
|
Industry Focus:
·
Allied Healthcare
·
Event Liability
·
Builder’s Risk
·
Human & Social Services
·
Miscellaneous Professionals
·
CAT Property
·
Affinity Associations
|
10. SURETY:
Products and Coverage:
·
Performance Bonds
·
Bid Bonds
·
Payment Bonds
|
Industry Focus:
·
Contractors
·
Construction Material Suppliers
·
Equipment Suppliers
·
Construction Outsource Services
|
CLAIMS HANDLING SERVICE
STANDARDS:
·
All claims are acknowledged to the insured and /or
broker with an
email, providing a claim numbers & claims handling
contact, with one business day of a claim being reported.
email, providing a claim numbers & claims handling
contact, with one business day of a claim being reported.
·
Primary policyholders receiving phone calls,
establishing a link
and laying the groundwork for our claims handling approach, within
24 hours of the receipt of a claim.
and laying the groundwork for our claims handling approach, within
24 hours of the receipt of a claim.
·
Issues or reservations about coverage are spook
directly in
discussions with the insured and other relevant parties.
A concise follow-up letter clarifies our situation in a clear, easily
clear fashion.
discussions with the insured and other relevant parties.
A concise follow-up letter clarifies our situation in a clear, easily
clear fashion.
·
All inquiries on claims receive a direct response from
a member
of our claims handling department in 24 hours of receipt of the
inquiry.
of our claims handling department in 24 hours of receipt of the
inquiry.
·
We proactively keep brokers and policyholders abreast
throughout
third party settlement discussions.
third party settlement discussions.
For
more information, please visit: www.bhspecialty.com
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